Pet Insurance

Comprehensive Pet Insurance for Cats, Dogs, and Every Tail Wag in Between

Just like any loved one,  our pets deserve the best care possible. Veterinary visits, emergency treatments, and routine checkups can quickly add up. Pet insurance helps protect you from unexpected costs so you can focus on your pet’s health rather than your wallet.

Whether you have a playful puppy, a curious cat, or a senior companion, the right coverage can help you manage expenses for accidents, illnesses, surgeries, and preventive care.

What Pet Insurance Can Cover

Pet insurance plans vary by provider, but most include a combination of accident, illness, and wellness benefits. Depending on your pet’s age, breed, and health needs, you can tailor a plan that works best for you.

Common Coverage Options Include:

• Accidents and Injuries: Coverage for broken bones, swallowed objects, cuts, or other emergencies.

• Illnesses: Protection for conditions such as infections, allergies, arthritis, or cancer.

• Diagnostic Tests: X-rays, bloodwork, and imaging.

• Prescription Medications: Coverage for medications prescribed by your veterinarian.



• Preventive Care Add-ons: Optional coverage for vaccines, dental cleanings, flea and tick prevention, and annual exams.
  

How Pet Insurance Works

When your pet needs care, you typically pay the veterinarian directly and then submit a claim for reimbursement. Plans differ in terms of deductibles, reimbursement percentages, and annual coverage limits, so it’s important to compare your options carefully.

When to Enroll

The best time to get pet insurance is while your pet is young and healthy. Most providers won’t cover pre-existing conditions, so early enrollment ensures the broadest protection possible.

If you’re switching from another policy, check for any waiting periods or coverage gaps to ensure continuous protection.

Why It Matters

Veterinary costs are rising, and an unexpected accident or illness can result in thousands of dollars in medical bills. Pet insurance gives you the confidence that you can make decisions based on what’s best for your pet—not just what’s most affordable in the moment.

Choosing the Right Plan

Selecting the best pet insurance depends on your pet’s unique lifestyle and your budget. Here are a few key things to consider:

• Age and Breed: Some breeds are more prone to certain conditions, which can affect premium costs and eligibility.

• Coverage Needs: Decide if you want accident-only coverage or a more comprehensive plan that includes illness and preventive care.

• Reimbursement Options: Compare how each plan handles reimbursements, waiting periods, and exclusions.



• Veterinarian Freedom: Most pet insurance plans let you visit any licensed vet, specialist, or emergency clinic in the U.S.